Home Renovation Loans

Find your Freedom with a home improvement loan

  • Rates from only 3.6% APR
  • No impact on credit score
  • Quotes tailor-made for you
  • Decision in minutes

Home improvement loans are used to invest in a property with the goal of increasing its value, and have become popular as an alternative to moving house.

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Representative 15.9% APR (Variable)

Representative example: If you borrow £7,500 over 5 years at a Representative APR of 15.9% and an annual rate of 15.9% (fixed) you would pay £177.82 per month. Total charge for credit will be £3,169.20. Total amount repayable is £10,669.20. Minimum repayment period is 12 months. The %APR rate you will be offered is dependent on your personal circumstances. Freedom Finance is a leading credit broker and not a lender.

How can I add value to my house?

Build an extension

Not only does an extension improve the quality of living for the occupants in terms of extra space, but an extended kitchen or additional bedroom can also increase the monetary value of a home.

Invest in a loft or basement conversion

Maximising the available space is a key approach to increasing the value of your home. A home improvement loan can be spent on transforming a loft or basement into an additional bedroom or lounge area. This is especially valuable in areas where space is at a premium.

Replace windows with double-glazing

A home improvement loan spent on double-glazing will not only increase the desirability of the property, but the increased energy efficiency will reduce your monthly heating bills.

Add a conservatory

Perhaps one of the most popular of home improvements is the addition of a conservatory or orangery. As well as creating additional living space and the opportunity to enjoy the garden whatever the weather, a conservatory is expected to add around 7% to the market value of a property.

Install a decking area

Investing in a stylish decking area can raise the desirability and therefore the value of a property by creating an additional entertaining space outdoors.

Decorate

Decorating a property keeps the interior fresh and well maintained so that when the time comes to sell, the property is desirable to potential buyers.

How to fund home improvements

Home improvement loans

A home improvement loan can be used to invest in a property with the goal of increasing its value, and have become popular as an alternative to moving house.

Secured loans

A secured loan for home improvements is usually taken out for larger amounts of credit, which can then be repaid over a longer repayment term.

Remortgage

Some decide to fund their home improvements by releasing equity from their home. This is done by switching the mortgage to a higher amount of borrowing, and then using this capital to invest back into the house. When the right home improvement loan for you has been found and accepted, you can then look for tradesmen to help you with the job.

Need guides to borrowing?

Our aim at Freedom Finance is to provide you with the information you need to make educated decisions when it comes to your borrowing and your money. The online financial market place is filled with conflicting, jargon-filled information about which loan product is the right one for you.

These deals may look attractive, but many of them apply only to those with an outstanding credit history. In reality, the best deal on offer might not be available to you. With our comprehensive finance guides, we aim to equip you with the know-how to make the best decisions about your borrowing and your money.

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Whether you're planning on some home improvements, replacing your car or simply getting your finances in order, a loan from Freedom Finance could be more affordable than you think. Use our calculator above to find the ideal loan for you. All quotations given are for illustrative purposes only. Credit subject to status. The rate you are offered will depend on your personal circumstances, credit assessment procedures and other related factors.