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What to know about holiday loans

What is a holiday loan?

A holiday loan can be an unsecured personal loan or a secured loan used to fund a holiday. With unsecured personal holiday loans, the lender will lend you a fixed amount of money over a set amount of time. You’ll then need to pay it off in monthly instalments, plus interest.

With secured holiday loans, the loan will be secured against your property. Secured loans enable you to borrow larger amounts and often come with longer repayment periods. However, if you’re unable to pay back your loan, your home could be repossessed to cover the cost.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

How much can I borrow?

As with all holiday finance, the amount you can borrow depends on your personal circumstances.

Here at Freedom Finance, our lenders offer unsecured personal loans of up to £25,000. With a secured loan, you might have the potential to borrow more.

How do I check my eligibility for a holiday loan?

You can find out if you’re eligible for a holiday loan by quickly filling out our form. From there, you’ll be able to search multiple lenders in one go without affecting your credit score.