Holiday Loans

Holiday Loans

Find your Freedom with a holiday loan

  • Rates from only 3.6% APR
  • No impact on credit score
  • Quotes tailor-made for you
  • Decision in minutes

If your dream of a holiday is still out of reach, a holiday loan could be the answer. Taking out this unsecured loan allows you to take the holiday of a lifetime, get away for a much needed break, visit family abroad or attend an overseas wedding, paying for it at a later date.

Representative 15.9% APR (Variable)

Representative example: If you borrow £7,500 over 5 years at a Representative APR of 15.9% and an annual rate of 15.9% (fixed) you would pay £177.82 per month. Total charge for credit will be £3,169.20. Total amount repayable is £10,669.20. Minimum repayment period is 12 months. The %APR rate you will be offered is dependent on your personal circumstances. Freedom Finance is a leading credit broker and not a lender.

What is a holiday loan?

This is an unsecured loan that is used to fund a holiday.

Personal loan

An unsecured holiday loan is usually a fixed rate loan of between £1000 and £25,000 and is best for those who are not yet homeowners, or are in negative equity with their property.

Preferential rates for this type of loan will be reserved for couples with good credit ratings, have lived at the same address for a long time, have job security and a good relationship with their bank. An advantage of the personal loan fixed rate is that the repayments will stay the same, which will help with household budgeting.

How much can I borrow?

As with any loan, your credit score will be assessed to determine the amount you can borrow.

Is a holiday loan a better option than paying for the holiday with a credit card?

The interest rates associated with a holiday loan are usually far less than a credit card. Holiday loans are also easier to manage thanks to their fixed term and fixed interest rates.

And finally...

Before you jet off, don’t forget to check that your passport is in date and that you have bought travel insurance. It is always a good idea to leave details of your trip with friends and family back home in case they need to reach you.

Keep your valuables such as cash, traveller’s cheques, tickets and passports safely locked away and last, but not least, enjoy your holiday!

Need guides to borrowing?

Our aim at Freedom Finance is to provide you with the information you need to make educated decisions when it comes to your borrowing and your money. The online financial market place is filled with conflicting, jargon-filled information about which loan product is the right one for you.

These deals may look attractive, but many of them apply only to those with an outstanding credit history. In reality, the best deal on offer might not be available to you. With our comprehensive finance guides, we aim to equip you with the know-how to make the best decisions about your borrowing and your money.

Check out our helpful guides:

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Whether you're planning on some home improvements, replacing your car or simply getting your finances in order, a loan from Freedom Finance could be more affordable than you think. Use our calculator above to find the ideal loan for you. All quotations given are for illustrative purposes only. Credit subject to status. The rate you are offered will depend on your personal circumstances, credit assessment procedures and other related factors.