One of the UK’s leading peer-to-peer lending services, rewarding people who are good with their money by providing low rate loans and high interest returns.

Since Zopa was founded in 2005 they’ve helped people lend over £1.6bn in peer to peer loans. They’ve been voted ‘Best Personal Loan Provider’ (2016) by MoneySuperMarket, ‘Personal Loan Provider of the Year’ (2014-2016) by Consumer MoneyFacts and ‘People’s Choice Award’ by AltFi’s readers.

Zopa is one of the founding members of the industry group the P2PFA and are authorised and regulated by the Financial Conduct Authority.

Let us take the hard work out of searching for a loan

  • Loans from £500 to £2 million
  • We have a comprehensive panel of leading lenders
  • 9 out of 10 applicants are offered a loan

Need guides to borrowing?

Our aim at Freedom Finance is to provide you with the information you need to make educated decisions when it comes to your borrowing and your money. The online financial market place is filled with conflicting, jargon-filled information about which loan product is the right one for you.

These deals may look attractive, but many of them apply only to those with an outstanding credit history. In reality, the best deal on offer might not be available to you. With our comprehensive finance guides, we aim to equip you with the know-how to make the best decisions about your borrowing and your money.

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Whether you're planning on some home improvements, replacing your car or simply getting your finances in order, a loan from Freedom Finance could be more affordable than you think. Use our calculator above to find the ideal loan for you. All quotations given are for illustrative purposes only. Credit subject to status. The rate you are offered will depend on your personal circumstances, credit assessment procedures and other related factors.