Koyo

Koyo

Koyo believe that everyone should be treated fairly when it comes to finance. That’s why they take a different approach to lending. Instead of simply making offers based on a person’s credit score, they use innovative technology to get a clearer picture of a customer’s finances. This means that not only can they boost loan offers for those with healthy credit profiles, but they can also make loan offers to people who have previously been shut out of the world of credit.

  • Borrow from £1,000 to £5,000
  • Over terms of 6 to 36 months
  • Rates from 19% to 34% APR
Clarence holding sign presenting the Koyo logo

Representative 15.9% APR (Variable)

Representative example: If you borrow £7,500 over 5 years at a Representative APR of 15.9% and an annual rate of 15.9% (fixed) you would pay £177.82 per month. Total charge for credit will be £3,169.20. Total amount repayable is £10,669.20. Minimum repayment period is 12 months. The %APR rate you will be offered is dependent on your personal circumstances. Freedom Finance is a leading credit broker and not a lender.

Our lenders

To help you find the right loan, we work with a group of unsecured personal loan and secured trusted lenders.

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Baffle-free guides to borrowing

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