Koyo

Koyo

Koyo believe that everyone should be treated fairly when it comes to finance. That’s why they take a different approach to lending. Instead of simply having a lending criteria based on a person’s credit score, they use innovative technology to get a clearer picture of a customer’s finances. This means that not only can they boost search results for those with healthy credit profiles, but they can also open up borrowing opportunities to more people.

  • Borrow from £1,000 to £5,000
  • Over terms of 6 to 36 months
Clarence holding sign presenting the Koyo logo

Representative 15.9% APR (Variable)

Representative example: If you borrow £7,500 over 5 years at a Representative APR of 15.9% and an annual rate of 15.9% (fixed) you would pay £177.82 per month. Total charge for credit will be £3,169.20. Total amount repayable is £10,669.20. Minimum repayment period is 12 months. The %APR rate you will be offered is dependent on your personal circumstances. Freedom Finance is a leading credit broker and not a lender.

Our lenders

To help you find the right loan, we work with a group of unsecured personal loan and secured trusted lenders.

Read what our customers say

We're proud to earn a super-positive score from Trustpilot, the leading collector of honest reviews from real customers.

Baffle-free guides to borrowing

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Loans guides

Loans can be super confusing, but never fear – our set of loan guides will help you beat the Baffles.

Loans Guides
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Managing money guides

It’s not always easy to know how to handle your finances. Our set of money management guides can help you out.

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Credit score guides

Understanding your credit score isn’t always straightforward. But our guides will help put you on the right path.

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