United Trust Bank

United Trust Bank was founded in 1955 and has gained a strong reputation as a successful specialist bank with a deep understanding of property lending. United Trust Bank’s range of specialised mortgage products offers individual underwriting expertise and a focus on exemplary service. We deal with every application quickly and professionally. Whether your mortgage is to fund an extension, your new kitchen, to consolidate other debts or provide the deposit for your next buy-to-let investment, our highly skilled and experienced Specialised Mortgages team will ensure your plans can proceed quickly and smoothly.

We consider loans on a variety of property types and consider employed, self-employed and pension incomes. Each case is individually underwritten with a full credit history and affordability assessment taken into account. Whilst many lenders rely heavily on third party credit scores to make lending decisions, instead our underwriters look at each case in detail so that any financial blips can be assessed and won’t necessarily put a stop to your future plans.

Customers can be assured that at United Trust Bank we do everything we can to ensure that each application we accept proceeds to a successful conclusion. And once the loan has completed, our customer service team remains on hand to assist the borrower throughout the life of the loan.

Let us take the hard work out of searching for a loan

  • Loans from £500 to £2 million
  • We have a comprehensive panel of leading lenders
  • 9 out of 10 applicants are offered a loan

Need guides to borrowing?

Our aim at Freedom Finance is to provide you with the information you need to make educated decisions when it comes to your borrowing and your money. The online financial market place is filled with conflicting, jargon-filled information about which loan product is the right one for you.

These deals may look attractive, but many of them apply only to those with an outstanding credit history. In reality, the best deal on offer might not be available to you. With our comprehensive finance guides, we aim to equip you with the know-how to make the best decisions about your borrowing and your money.

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Whether you're planning on some home improvements, replacing your car or simply getting your finances in order, a loan from Freedom Finance could be more affordable than you think. Use our calculator above to find the ideal loan for you. All quotations given are for illustrative purposes only. Credit subject to status. The rate you are offered will depend on your personal circumstances, credit assessment procedures and other related factors.