Equifinance is a specialist second charge mortgage lender. They work closely with UK wide distribution partners to develop and deliver lending products that suit the needs of a wide spectrum of customer circumstances.

They seek to develop products that are designed to cater for a variety of customer needs. In particular they look to help applicants who have historically experienced financial difficulty but are in the process of recovering their financial situation. At Equifinance they are also sympathetic to customers whose employment situation is unusual, if they are relatively new to their current role or recently self-employed.

They do not use automated credit scoring. Instead, prefer to look at an applicant’s circumstances as a whole and this enables them to take a flexible approach when making a decision to lend.

Let us take the hard work out of searching for a loan

  • Loans from £500 to £2 million
  • We have a comprehensive panel of leading lenders
  • 9 out of 10 applicants are offered a loan

Need guides to borrowing?

Our aim at Freedom Finance is to provide you with the information you need to make educated decisions when it comes to your borrowing and your money. The online financial market place is filled with conflicting, jargon-filled information about which loan product is the right one for you.

These deals may look attractive, but many of them apply only to those with an outstanding credit history. In reality, the best deal on offer might not be available to you. With our comprehensive finance guides, we aim to equip you with the know-how to make the best decisions about your borrowing and your money.

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See what our customers are saying

Whether you're planning on some home improvements, replacing your car or simply getting your finances in order, a loan from Freedom Finance could be more affordable than you think. Use our calculator above to find the ideal loan for you. All quotations given are for illustrative purposes only. Credit subject to status. The rate you are offered will depend on your personal circumstances, credit assessment procedures and other related factors.