Joint loans for couples: Can you apply for a loan with your partner?
Can I make a joint application? Of course, you don’t have to tackle everything alone in life, especially with opportunities like joint loans for couples available to you. Whether it’s living costs, rent, or insurance – when you’re in a relationship, your finances often come together as one. If you’re looking to borrow money—particularly if … Continue reading “Joint loans for couples: Can you apply for a loan with your partner?”
Holiday loans: Are they a good way to finance travel?
From paradise island escapes to exciting urban adventures, there’s nothing better than a well-deserved holiday to melt life’s troubles away. But all that rest and relaxation doesn’t come for free. There’s flights to book, spending money to save, and day trips to plan. In recent years, it has become increasingly popular to take out a … Continue reading “Holiday loans: Are they a good way to finance travel?”
Early repayment charges: Should you repay a loan early?
Are you thinking can I pay off a loan or mortgage earlier than planned? It can feel like a huge weight off your shoulders to pay-off your debts sooner than expected, but is it always worth it? You might be required to pay a fee for the early repayment of the loan. In this guide, … Continue reading “Early repayment charges: Should you repay a loan early?”
Loan amounts guide: How much can I borrow?
When it comes to borrowing money, the first thought for many of us will be, how much can I borrow? Maybe you want to fund a large purchase, consolidate existing debts or even boost your credit score. Whatever the reason, it’s important to have all the information when looking for the best personal loan to … Continue reading “Loan amounts guide: How much can I borrow?”
Loan Search Checklist
When you check your eligibility for a loan, you might find it full of Baffles. Lots of jargon, acronyms and loads of detailed questions about your money (or your ‘financial position’). So enough of that. It’s time we rolled up our sleeves and did some loan de-Baffling. Read these points carefully to give yourself the … Continue reading “Loan Search Checklist”
What’s A Soft Search?
In short, a soft search is a kind of credit check that isn’t recorded on your credit file. Will checking my options affect my credit score? Using a soft search allows you to search for loans without it affecting your credit score.
Let’s face it, the world of finance has a bad case of the Baffles*. It’s riddled with clunky jargon and acronyms that could be made loads simpler. To clear up the confusion, we’ve de-Baffled some the financial words that leave our heads in a spin.
How to compare loans (Baffle-free)
Loans. They can be confusing, can’t they? And when you have multiple loans to compare, things can get even trickier. So, to help you out, we’re going to run through the ins and outs picking the right finance option for you. From the key things to look out for to checking the small print, here’s … Continue reading “How to compare loans (Baffle-free)”
Shopping for loans online
Searching for a loan online is getting more and more popular. It makes checking your eligibility for a loan quick and easy, but there are a few things to keep an eye out for.
Secured Loans Guide
A secured loan is money you borrow that’s secured against an asset you own, usually your home. To help you decide whether it’s the right lending option for you, we’re unpicking the pros and cons of taking out this type of loan. Second charge mortgages from 5.1% APRC. Second charge mortgage representative example (if you choose … Continue reading “Secured Loans Guide”