Spotted an error on your credit report? If the answer is yes, you’ll need to request a correction as soon as possible. Your credit score is based on your credit report. So, if there are errors, your score can be negatively affected. Look out for things like incorrect previous addresses, old credit accounts showing as active, and any signs of fraudulent activity.
Think you might be a victim of fraud? Notify your bank or credit provider straight away and report it to Action Fraud.