Guides to Borrowing

Buying a house can be a bit of a minefield. Particularly when it comes to the plethora of financial and legal terms you come across as you navigate your way through the process. Whether you’re making sense of a loan-to-value ratio, or trying to understand the difference between fixed and variable rate mortgages, it can … Continue reading “First charge mortgages explained”

Whether you’re deciding on the flowers for the table arrangements, or agreeing on yet another revision of the guest list, there’s a lot to think about in the buildup to your big day. When you’re planning a wedding, having the cash on hand to secure bookings can mean the difference between landing your dream venue, … Continue reading “Wedding loans: can you take a loan for a wedding?”

Are you in the market for a £3,000 loan? Shopping around for a loan can be an exciting time, providing you with the cash you need to finance a new car, take a well deserved holiday, or maybe to consolidate some existing debts. With so many lenders to choose from and financial jargon being thrown … Continue reading “£3,000 Loan Guide: How to borrow £3,000 today”

You have a number of borrowing options available to you. In this guide, we’ll cover everything you need to know, so that you can borrow in confidence.

You have a number of borrowing options available to you. In this guide, we’ll cover everything you need to know, so that you can borrow in confidence.

You have a number of borrowing options available to you. In this guide, we’ll cover everything you need to know, so that you can borrow in confidence.

Can I make a joint application? Of course, you don’t have to tackle everything alone in life, especially with opportunities like joint loans for couples available to you. Whether it’s living costs, rent, or insurance – when you’re in a relationship, your finances often come together as one. If you’re looking to borrow money—particularly if … Continue reading “Joint loans for couples: Can you apply for a loan with your partner?”

From paradise island escapes to exciting urban adventures, there’s nothing better than a well-deserved holiday to melt life’s troubles away. But all that rest and relaxation doesn’t come for free. There’s flights to book, spending money to save, and day trips to plan. In recent years, it has become increasingly popular to take out a … Continue reading “Holiday loans: Are they a good way to finance travel?”

Whether you’re looking for a holiday retreat, or want to bolster your income with a buy-to-let, buying a second home can be an alluring goal for many homeowners. While you might be familiar with the house buying process, there are a number of rules, steps and tax implications when buying a second home that are … Continue reading “Buying a second home: Our guide for second property buyers”

Are you thinking can I pay off a loan or mortgage earlier than planned? It can feel like a huge weight off your shoulders to pay-off your debts sooner than expected, but is it always worth it? You might be required to pay a fee for the early repayment of the loan. In this guide, … Continue reading “Early repayment charges: Should you repay a loan early?”