When should I remortgage?

There are a few different reasons why you might want to remortgage. These include:

  • Your current mortgage deal is coming to an end
  • You want a better rate
  • The value of your house has increased
  • You want to borrow more
  • You want to overpay, and you can’t on your current deal

Be mindful that if you choose to remortgage earlier than six months before your current mortgage deal ends, there might be an early repayment charge to consider.

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