Can I get a loan if I have a low credit score?

Can I get a loan if I have a low credit score?

This isn’t really a yes or no question. It depends on a number of things, not least the lender.

Lenders can consider you more of a risk if you have a lower credit score, so it might mean that you’re quoted a higher APR%, or the lender could turn you down.

But don’t despair. Just because one lender turns you down doesn’t mean that another lender will.

But before you check your eligibility with another lender, the first step is to check your credit report for inaccuracies and amend anything you can.

FAQs: Pick a category below you may need help with

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Get to grips with how secured loans work and what you need to bear in mind when taking out this type of loan.

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Credit score guides

Understanding your credit score isn’t always straightforward. But our guides will help put you on the right path.

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