Creation is the consumer lending arm of BNP Paribas, one of the largest banks in the world with headquarters in Paris and London

Creation Loan Features

Loan Term 36 - 60 months
Loan Amount £3000 - £15000
Representative / Typical APR 17.9%
Fixed APR Yes
Lender Fee None
Early redemption penalty Up to 58 days interest
Secured against property No
Deferred first payment option Not available
Payment holiday option Not available
Courier service available Not available
Faster payment service Not available
Overpayment option Yes - monthly repayment reduces and your term and sum repayable remain the same
Time to get funds 3 working days
Additional benefits Print out your credit agreement at home.